Can You Negotiate a Car Lease Buyout?

Negotiate a Car Lease Buyout

Yes, it is possible to negotiate a car lease buyout. The process begins with determining the residual value of your vehicle. This number is determined by your lender and is based on the number of miles driven and the condition of your vehicle. Once you have this information, you can begin to negotiate with your … Read more

Is an Extended Car Warranty Worth It?

Extended Car Warranty Worth It

When it comes to protecting your car, an extended car warranty can provide you with peace of mind. An extended warranty can cover repairs, maintenance and replacements that are not covered by the manufacturer’s warranty. It can also provide protection against costly mechanical breakdowns and reduce the financial burden of unexpected repair costs. However, it … Read more

Advantages of Getting an Auto Loan Preapproval – loanspk

Advantages of Getting an Auto Loan Preapproval

Helps you stay within your budget: With an auto loan preapproval, you will know exactly how much money you can spend on a car before you even start shopping. This allows you to narrow down your options and stay within your budget. Advantages of Getting an Auto Loan Preapproval Lower interest rates: Many lenders offer … Read more

Car Loans for Students Everything You Need to Know – loanspk

Car Loans for Students Everything You Need to Know

For many students, a car is an important part of everyday life. Whether you’re using it to get to school, work, or just for running errands, having a reliable vehicle is essential. But for students, it can be difficult to finance a car due to limited credit history and tight budgets. Luckily, there are several … Read more

The five most important things to know about employer group health insurance

The five most important things to know about employer group health insurance

Most receive health insurance through their employer. According to the 2019 Census data, about 50% of insured people living in the country “receive health insurance coverage through group plans.” Because this type of insurance takes up a large portion of the health insurance marketplace, most insurers offer some kind of group health insurance. As employers, it’s important … Read more

Health insurance predictive modeling

Health insurance predictive modeling

The insurance industry as a whole relies on analytics and big data to run efficiently. This kind of information helps insurance companies set rates and premiums, as well as avoid assuming too much risk. Part of this process requires predictive modeling to be reliable, which is an ever-changing field of its own. Let’s learn more … Read more

Understanding health insurance underwriting

UNDERSTANDING HEALTH INSURANCE UNDERWRITING

Change is an expected component in the insurance industry, and the professionals who work in the marketplace are constantly required to keep their ears on the ground to remain competitive. This is especially true for those whose expertise is focused on the health insurance underwriting subsection of the industry. The onset of the ACA shifted … Read more

How to Refinance Your Car Loan

Refinance cars

Paying too much for car finance? Sadly, throughout New Zealand, that is all too common. Our guide navigates you through what you need to know, and, most importantly, how you can switch to lower car repayments. How to Refinance Your Car Loan Our guide to car refinancing aims to help bring down the cost of … Read more